Terms of Service

Compliance & Legal Disclosure

Range Advisory, LLC (“Range Advisory” or “the Firm”) is an SEC registered investment adviser. Registration with the SEC should not be construed as an endorsement or an indicator of investment skill, acumen, training, or experience. Range Advisory and its representatives are in compliance with the current registration and notice filing requirements (or exemptions to such requirements) imposed upon SEC registered investment advisers by those states in which the Firm maintains clients. Range Advisory may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. For information pertaining to Range Advisory's registration status, please contact the Firm or refer to the Investment Adviser Public Disclosure website (https://adviserinfo.sec.gov/).

Range Advisory has prepared the non-password protected pages of this website (the “Website”) for the purpose of providing general information regarding its investment advisory services where providing such information is not prohibited by applicable law. The information contained on the Website should not be construed as personalized investment advice and should not be considered as a solicitation to buy or sell any security or engage in a particular investment strategy. Nothing on the Website should be construed as an offer, recommendation, or solicitation to buy or sell any security or a financial product. All statements and opinions included on the Website are intended to be current as of the date of publication but are subject to change without notice. Such statements and opinions do not necessarily represent the views of Range Advisory.

ALL INFORMATION AND CONTENT ON THE WEBSITE ARE SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, FURNISHED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Investment management and advisory services are provided by Range Advisory to individuals who have entered into an investment advisory agreement, subject to the terms of such agreement. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Past performance is not necessarily indicative of future results and there can be no assurance that any views, outlooks, projections or forward-looking statements will be achieved with respect to any investment or investment strategy. Any projected returns are deemed to be hypothetical and are based on current expectations and assumptions. Due to various risks and uncertainties, actual events, results or performance may differ materially from what is assumed in any forecast.

Range Advisory does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to on the Website or incorporated herein, and takes no responsibility therefore. Any links provided to other server sites are offered as a matter of convenience.  By clicking on any third-party hyperlink, you will be leaving the Range Advisory website. Range Advisory or its affiliates have not been involved in the preparation of the content from third-party providers and does not explicitly or implicitly endorse, approve, sponsor, or promote such content. Range Advisory does not alter or modify such third-party content.

The third-party content is provided for informational and/or educational purposes only. It is not intended to provide tax, legal, or investment advice, and should not be construed as an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any security by Range Advisory or any third-party provider. Range Advisory does not guarantee the suitability or potential value of any particular investment or information source. User requests for information are unsolicited and shall neither constitute, nor be considered, investment advice by Range Advisory. Users are responsible for determining whether any investment, security or strategy is appropriate or suitable for them. Neither Range Advisory nor any third-party provider has made any determination that any recommendation, investment, or strategy in any content is suitable or appropriate for individual users based on their investment objectives and financial situation.

Unless otherwise noted, any statement regarding an individual’s experience with Range Advisory contained herein were made by persons who, as of the date of the statement, were either clients of the Firm (or persons affiliated with clients of the Firm) who did not receive any cash or non-cash compensation or other benefits in relation to such statements. The results and experiences conveyed in such statements may not be representative of all of Range Advisory's clients or their experiences. Such statements do not guarantee future performance or success.

Any charts and graphs are for illustrative purposes only and do not reflect actual client information. Such information, charts, and graphs are not intended to serve as investment advice since the availability and effectiveness of any strategy is dependent upon your individual facts and circumstances. Results will vary and no suggestion is made about how any specific solution or strategy actually performed. The material listed in this website is current as of the date noted, and is for informational purposes only, and does not contend to address the financial objectives, situation, or specific needs of any individual investor.

‍Social Media Disclosure Range Advisory also maintains a presence on third-party social media platforms (“Range Advisory Social Media Pages”) including, but not limited to, Instagram, Facebook, and LinkedIn. The foregoing Compliance and Legal Disclosures related to the Firm’s website apply similarly to content posted by the Firm on Range Advisory Social Media Pages. In addition to these General Disclosures, Range Advisory does not endorse or take responsibility for any content, advertising, products, advice, opinions, recommendations, or other materials posted by followers or other third parties on Range Advisory Social Media Pages. Any comments or opinions posted by another user on Range Advisory Social Media Pages or elsewhere on third-party social media platforms should be attributed to that user and not Range Advisory. Finally, unless otherwise noted, any statement regarding an individual’s experiences with Range Advisory either posted or promoted by the Firm on Range Advisory Social Media Pages were made by persons who, as of the date of the statement, were either clients of the Firm (or persons affiliated with clients of the Firm) who did not did not receive any cash or non-cash compensation or other benefits in relation to such statements. The results and experiences conveyed in such statements may not be representative of all of Range Advisory's clients or their experiences.

Range Advisory and Range Tax are wholly owned subsidiaries of Range Finance, Inc.

Range
440 Monticello Ave Ste 1802 PMB 32321
Norfolk, Virginia 23510-2670
703-261-4164
legal@range.com

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This tax preparation agreement (the “Agreement”) between Range Tax, LLC (“Range,” “we,” “us”) and you (“you,” or “your,” or similar terms) governs our provision of tax preparation services to you. The start date for our engagement is the date you sign the agreement below. The engagement is terminated upon our delivery of the tax returns to you.

1. Scope of Engagement. We will prepare the following personal income tax returns (collectively, the "returns"): Form 1040, U.S. Individual Income Tax Return; resident state income tax return (if applicable), and local income tax return (if applicable). You are responsible for notifying us if it is necessary to prepare any state and local income returns for jurisdictions other than those in which you currently reside as of the date of this Agreement by reason of having deemed yourself a resident and/or having taxable activity in such jurisdictions for the tax year ended December 31, 2023. Except as set forth herein, we are responsible for preparing one return with each of the foregoing jurisdictions for the tax year ended December 31, 2023. You may request the preparation or amendment of returns for any other tax years that may be due to any taxing authority, which we may agree to prepare under this Agreement in our sole discretion. 

If any return we are to prepare in connection with this engagement is a joint return, and because both parties to a joint return will sign such return, then each party to such joint return is our client. You each acknowledge that there is no expectation of privacy from the other concerning our services in connection with this Agreement, and we are at liberty to share with either of you, without the prior consent of the other, any and all documents and other information concerning preparation of your return. You also acknowledge that unless we are notified otherwise in advance and in writing, we may construe an instruction from either of you to be an instruction on your joint behalf.

We will prepare the returns solely for filing with the Internal Revenue Service (the “IRS”) and applicable state and local taxing authorities. The returns are not intended to benefit or influence any third party, either to obtain debt or equity financing or for any other purpose other than the purpose intended by the taxing authorities. As a result, you agree to indemnify and hold us, including, without limitation, any of our partners, principals, shareholders, officers, directors, members, employees, agents or assigns, harmless with respect to any and all claims arising from the use of the tax returns for any purpose other than filing with the IRS and state and local tax authorities regardless of the nature of the claim, including the negligence of any party.

2. Your Responsibilities. You are responsible for determining your state or local tax filing obligations with all state and local tax authorities. You agree that it is your sole responsibility to research and conform to all filing obligations. If you have income tax filing requirements in a given state or local jurisdiction but do not file that return, there could be possible adverse ramifications, such as an unlimited statute of limitations, interest charges, penalties, etc. State and local income tax filing requirements are changing rapidly. You may have a filing requirement in a state or local jurisdiction for which you did not file in prior years because the jurisdiction’s filing requirements have changed. If it comes to our attention that you may have an obligation to file additional tax returns which we have not been retained to prepare, we will notify you and ask you to contact us. If you ask us to prepare additional returns, additional fees will be charged to reflect this service.

We will prepare the returns from information that you will furnish to us. It is your responsibility to provide all the information required for the preparation of complete and accurate returns. If requested by you, we will furnish you with a detailed client organizer and/or worksheets to guide you in gathering the necessary information.

The timeliness of your cooperation is essential to our ability to complete our Services under this Agreement. Specifically, we must receive sufficient information from which to prepare your returns within a reasonable period of time prior to the applicable filing deadline (generally, April 15^th, 2024, unless we have agreed to prepare your returns in advance of a tax extension filed by you). Accordingly, if we do not receive this information from you within 30 calendar days of the applicable filing deadline, it may be necessary to pursue extensions of the due date of your returns, and we reserve the right to suspend our services or terminate this Agreement.

The IRS requires you to file certain disclosure statements regarding tax strategies and reportable transactions. Unless you advise us otherwise or specific disclosure information is furnished to us, we will assume that none of the transactions that will be reflected on your returns were: (1) entered into subject to an agreement that requires you to keep the transaction confidential, (2) entered into subject to an agreement that the fee you paid would be contingent upon your receiving the transaction’s intended tax benefits, (3) identified in U.S. Treasury Regulations as loss transactions that must be disclosed, including loss transactions that pass-through to you from S Corporations, partnerships and trusts, if applicable, or (4) the same as or substantially similar to a transaction identified by the IRS as a tax avoidance transaction. You agree to hold us harmless with respect to any additional taxes, penalties, or interest imposed on you by taxing authorities resulting from your failure to timely notify us, in writing, of all such transactions in order to facilitate the timely preparation and filing of your tax returns.

You are responsible for maintaining adequate documentation to substantiate the accuracy and completeness of your tax returns. You should retain all documents, canceled checks and other data that provide evidence and support for reported income, credits, and deductions on your returns as required under tax law. These may be necessary to prove the accuracy and completeness of the returns to a taxing authority. You are responsible for the adequacy of all such documents. You represent that you have such documentation and can produce it if needed to respond to any audit or inquiry by taxing agencies. You agree to hold us harmless with respect to any additional taxes, penalties, or interest imposed on you by taxing authorities resulting from the disallowance of tax deductions due to inadequate documentation. At your request, we are available to answer your questions and advise you on the types of documentation required. You agree that you will not and are not entitled to rely on any advice unless it is provided in writing.  You have the final responsibility for the returns and, therefore, you should review them carefully for accuracy and completeness before you sign them.

3. Our Responsibilities. We may encounter instances where the tax law is unclear, or where there may be conflicts between the taxing authorities’ interpretations of the law and other supportable positions. In those instances, we will discuss with you each of the reasonable alternative courses of action, including the risks and consequences of each such alternative. In the end, we will adopt, on your behalf, the alternative that you select after having considered the information provided by us, provided it is consistent with our understanding of current law and its interpretation. If the IRS or state tax authorities later contest the position taken, there may be an assessment of additional tax, interest, and penalties. We assume no liability for and you hereby release us from any such additional tax, interest, and penalties.

Pursuant to applicable tax law, we are forbidden from signing a return unless we have a reasonable belief that there is substantial authority for a tax position taken on the return, or unless we have a reasonable belief that there is a reasonable basis for the tax position taken on the return and we disclose this tax position on a separate attachment to the return. Substantial authority is generally viewed by tax professionals as requiring at least a 40% probability that the tax position taken will be sustained on its merits. However, under no circumstances may we sign a return with a tax position that has no reasonable basis. 

We will not audit or otherwise verify the information you submit to us. Accordingly, our engagement cannot be relied upon to disclose errors, fraud, or other illegal acts that may exist. However, it may be necessary to ask you for clarification of some of the information you provide, and we will inform you of any material errors, fraud, or other illegal acts that come to our attention. You agree that you will not and are not entitled to rely on any advice unless it is provided in writing.

Federal and certain state and local laws require the electronic filing of certain tax returns, requests for extensions or tax payments (i.e., quarterly estimates or other tax deposits). In some cases, a taxpayer may elect to file a tax return or make a payment in paper format and in other case a taxpayer may not be permitted to opt out of electronic filing or payment. If you would like to opt out of electronic filing or payment and file returns or pay in paper format, you must contact us immediately so that we can determine if opting out is legally permissible and provide you with any required documentation. Our engagement includes our e-filing of your returns and submission of related payments. We will send you the returns or vouchers for your review together with Form 8879, IRS e-file Signature Authorization, as well as any applicable state and local authorization forms, which you must complete, sign, and return to us. We will not e-file or electronically submit payments until we have received such forms and we are not responsible for any penalties or interest charges arising from any such late filing or payment.

We reserve the right to suspend our services or withdraw from this Agreement. If we elect to terminate our services, our engagement will be deemed to have been completed upon written notification of termination, even if we have not completed your returns. For these purposes, any inability to sign the tax return, non-responsiveness by you to requests for information, or disagreement by you with our recommendations regarding tax return filing and reporting obligations, tax return positions to be taken, or disclosures to be made in the returns (among other things) will constitute a basis for our election to terminate our services. 

This Agreement does not include tax planning services. During the course of preparing the returns, we may bring to your attention certain available tax saving strategies for you to consider as possible means of reducing your income taxes in subsequent tax years. However, we are under no obligation to do so, and will take no action with respect to any such recommendations, as the responsibility for implementation remains with you, the taxpayer.

Your returns may be selected for review by the taxing authorities, or you may receive a notice requesting a response to certain issues on your tax return. Any proposed adjustments by the taxing authorities are subject to certain rights of appeal. In the event of such tax examination or inquiry, we will be available upon request to represent you or respond to such inquiry. At that time, we will provide you a separate agreement to clarify the nature and extent of services we will provide regarding the tax examination or inquiry response and will render additional invoices for these services and any expenses incurred. Such services are not within the scope of services of this Agreement.

4. Foreign Assets and Accounts. The Internal Revenue Code of 1986, as amended (the “Code”) requires taxpayers to report any interest in specified foreign financial assets if the aggregate of such assets exceeds a threshold level. Accordingly, we shall also prepare Form 8938, Statement of Specified Foreign Financial Assets if you notify us that you are required to report these assets.

5. Self-Directed Retirement Plans. Individuals who hold certain investments within their self-directed retirement plans, such as private equity or leveraged real estate, may be required to cause such retirement plan to submit an additional tax return filing (Form 990-T, Exempt Organization Business Income Tax Return) as certain types of income attributable to these investments are considered unrelated business taxable income (“UBTI”), which is subject to income tax. If your self-directed retirement plan has made any investment which generates UBTI, you need to contact your plan custodian to determine what additional steps, if any, are required to comply with the current tax laws. To the best of your knowledge and belief, and unless specifically indicated to us that a representation cannot be made, you confirm that your self-directed retirement plan(s) have not recognized any UBTI and therefore do not require additional filings to comply with current federal tax law. The filing of Form 990-T is not within the scope of services of this Agreement. 

6. Penalties and Interest. Various penalties and interest charges are imposed when taxpayers fail to comply with federal, state, and local tax law, including without limitation, failing to file or late filing of tax returns, and failing to pay the full amount of taxes owed by the filing due date. Furthermore, additional penalties and interest are imposed when taxpayers fail to remit the proper amount in respect of subsequent year tax estimates. Based on information you have provided to us, we can assist you in determining the correct amount of taxes owed for the current year and subsequent year tax estimates. You acknowledge that any penalties and interest that arise due to the underestimation of current year taxes owed or subsequent year tax estimates remitted are your responsibility, and that we have no responsibility in that regard.

7. Changes in Tax Law and Information. The returns we prepare for you are based on the current tax law, as we understand it, at the time of preparing the returns. We are not responsible for future changes in the law that may affect returns we have already prepared in connection with prior tax years, including changes that may require the amendment of previously filed returns. While we may attempt to advise you of such changes, we are under no obligation to do so. In addition, if, during our work, we discover information that affects your previously filed tax returns, we will make you aware of the facts; however, we are not responsible for identifying items that may affect previously filed returns. If you become aware of such information, please advise us of such information. Should you desire that we prepare amended returns, we may separately agree to do so by means of a separate agreement with you.

8. Taxpayer Privileges; Disclosure. As provided in U.S. Treasury Regulations, you and each of your representatives or other agents may disclose to any and all persons without limitation of any kind the tax treatment and tax structure of any transaction that may fall within the scope of services under this Agreement and all materials of any kind, including opinions or other tax analyses, that may be provided to you by us relating to any such tax treatment and tax structure.

You acknowledge that certain documents and other communications involving and/or disclosed to or by us may be subject to one or more claims of privilege by you or on your behalf (e.g., the Code Section 7525 tax advisory privilege, etc.). Although you are solely responsible for managing the recognition, establishment and maintenance (e.g., possible waiver) of these possible protections (and for involving legal counsel as you deem necessary), you will notify us if you wish to invoke the confidentiality privilege and us will cooperate with your reasonable written instructions regarding same. You should be aware that should circumstances arise where you wish to divulge or have us divulge privileged information to other parties, such disclosure may result in a waiver of the confidentiality privilege. If you wish us to divulge privileged information, you must provide us with advance written authority to make such disclosure. In addition, if it is ultimately determined that a significant purpose of the tax matter was to avoid or evade any federal income tax, you should be aware that the confidentiality privilege under Code Section 7525 will not apply to the communications between us and yourself. 

If we receive a request from a third party, including the IRS (including a subpoena, summons, or discovery demand in litigation) calling for production of privileged information, we will notify you and follow your reasonable instructions regarding any third-party requests for such material before we will disclose such information as may be required under applicable laws or rules. You hereby agree to hold us harmless from, and be responsible for, our fees and expenses incurred (including attorneys’ fees, court costs, costs of outside advisors and any other cost imposed, whether by way of penalty or otherwise) as a result of your assertion of the confidentiality privilege or your direction to us to assert the privilege on your behalf or in the event that we determine that it is required by applicable law or rules to assert the privilege without having received your direction.

9. Fees and Billings. Our services under this Agreement are included as part of your existing Platinum or Titanium subscription with Range Finance Inc. (“Range Finance”). In the event you are no longer a Platinum or Titanium subscriber during the term of this Agreement due to the termination of your subscription or otherwise, this Agreement will automatically terminate. In the event that we encounter unusual circumstances that would require us to expand the scope of the services under this Agreement, we will adjust our fee with your prior approval before performing the expanded services.

If our work is suspended or terminated, you agree that we will not be responsible for your failure to meet taxing authority and/or other deadlines, for any penalties or interest charges that may be assessed against you resulting from the failure to meet such deadlines, and for any other damages (including, but not limited to consequential, indirect, lost profits, or punitive damages) incurred as a result of the suspension or termination of our work. As discussed above, in the event we are required to respond to a subpoena, summons, court order or other legal process for the production of documents and/or testimony relative to information we obtained and/or prepared during the course of performing the services under this Agreement, you agree to compensate us for the time we expend in connection with such response, and to reimburse us for all of our out-of-pocket costs incurred in that regard. Further, in the event that we become obligated to pay any judgment under a court proceeding, an award under any mediation proceeding, or penalty assessed by any taxing authority in our capacity as a tax preparer, you agree to pay any amount required in settlement of such obligation, and any costs incurred as a result of any inaccurate or incomplete information that you provided to us during the course of performing the services under this Agreement. You agree to indemnify us, defend us, and hold us harmless against such obligations and/or costs.

10. Record Retention Policy. It is our policy to retain your documentation for a period of seven years, after which time we will commence the process of destroying the contents of our files. To the extent we accumulate any of your original records during the term of this Agreement, those documents will be returned to you promptly upon termination.

11. Resolution of Disputes. You agree that any dispute that may arise regarding the meaning, performance, or enforcement of this engagement will, prior to resorting to litigation, be submitted to mediation, and that you will engage in the mediation process in good faith once a written request to mediate has been given by either party to the engagement. Any mediation initiated as a result of this engagement shall be administered by a law firm specializing in the mediation process, not associated with either party, and selected by us, according to its mediation rules. Any ensuing litigation shall be conducted within the County of Fairfax, Virginia, according to Virginia. The results of any such mediation shall be binding only upon agreement of each party to be bound. The costs of any mediation proceeding shall be shared equally by the participating parties. Any litigation arising out of this engagement, except actions by us to enforce payment of our invoices, must be filed within one year from the completion of the engagement, notwithstanding any statutory provision to the contrary. 

Our liability relating to the performance of the services rendered under this engagement letter is limited solely to direct damage sustained by you. In no event shall we be liable for the consequential, special, incidental, or punitive loss, damage, or expense caused to you or to any third party (including, without limitation, lost profits, opportunity costs, etc.). Notwithstanding the foregoing, in the event of litigation brought against us (regardless of form of action, whether in contract, negligence or otherwise), any judgment you obtain shall be limited in amount, and shall not exceed the amount of the fee charged by us, and paid by you, for the services set forth in this engagement letter. The provisions set forth in this paragraph shall survive the completion of the engagement.

12. Electronic Communication. In the interest of facilitating our services to you, we may communicate by facsimile transmission or send data over the Internet. Such communications may include information that is confidential to you. While we will use reasonable efforts to keep such communications secure in accordance with our obligations under applicable laws and professional standards, you recognize and accept that we have no control over the unauthorized interception of these communications once they have been sent and consent to our use of these electronic devices during this engagement. In that regard, you agree that we shall have no liability for any loss or damage to any person or entity resulting from the use of email transmissions, including any consequential, incidental, direct, indirect, or special damages, such as loss of revenues or anticipated profits, or disclosure or communication of confidential or proprietary information.

13. Personal Information. The respective rights and responsibilities of us and you regarding the collection, processing, and use of your personal information and your rights to limit the use and disclosure of such information, are set forth in the Range Finance, Inc. Privacy Policy, as amended from time to time, available at www.range.com. Such rights and responsibilities are further defined by applicable laws and regulations of national and state governments and international bodies. In the event of any controversy regarding our collection, use, processing, transfer, or receipt of any information about you, you agree that remedies will be expressly limited to those specifically provided by the applicable laws and regulations, in accordance with this letter. 

14. Entire Agreement. This engagement letter is contractual in nature and includes all of the relevant terms and conditions that will govern the engagement for which it has been prepared. The terms and conditions of this letter supersede any prior oral or written representations or commitments by or between the parties. If any provision of the letter is declared invalid or unenforceable, the remaining provisions shall remain in effect.

15. Electronic Signatures. Your intentional action in electronically signing this Agreement is valid evidence of your consent to be legally bound by this Agreement. The use of an electronic version of any documents fully satisfies any requirement that they be provided to you in writing. You are solely responsible for reviewing and understanding all of the terms and conditions of these documents. You accept as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, notice by electronic means, including, the posting of modifications to this Agreement on the Range website. The electronically stored copy of this Agreement is considered to be the true, complete, valid, authentic, and enforceable record of the Agreement, admissible in judicial or administrative proceedings to the same extent as if the documents and records were originally generated and maintained in printed form. You agree to not contest the admissibility or enforceability of Range’s electronically stored copy of the Agreement in any proceeding arising out of the terms and conditions of the Agreement. If more than one individual has electronically signed this Agreement, your obligations under this Agreement will be joint and several.

By clicking the “Agree” button, you acknowledge that you (on your own behalf and, if this any return we are to prepare in connection with this engagement is a joint return, on your spouse’s behalf): 

1. have read, understand, and agree with all of the terms and conditions set forth in this Agreement;
2. have received a copy of Range’s Privacy Policy; and
3. understand that clicking “Agree” is the legal equivalent of manually signing this Agreement, and that you will be legally bound by its terms and conditions.

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Last Updated:  May 17, 2024

Range Finance, Inc., Range Advisory, LLC, and Range Tax (collectively, “Range” “we,” “us,” or “our”), know that data privacy is very important to you.  We have created this privacy policy (the “Privacy Policy”) to describe what kinds of personal information we may obtain through:

• Our website located at www.range.com (the “Site”);
• Out AI-enhanced wealth management platform, which is made available to you through our Site (the “Platform”);
• Our personalized financial advice mobile application, which are accessible through tablets, smart phones, and other devices (the “App”);
• Any other website, mobile application, or digital property that links to this Privacy Policy; and 
• When you interact with us in any other way.

By accessing or using the Site, the Platform, the App, or any other website, web application, or digital property that links to this Privacy Policy (collectively, the “Digital Properties”), you may access or use our investment advisory and related services (collectively, the “Services”).  Our Services are only available to individuals aged 18 or older. If you are under the age of 18, you may not use our Services. 

By accepting this Privacy Policy, accessing or using any Digital Properties, the Services, or otherwise manifesting your assent to this Privacy Policy, you agree to be bound by this Privacy Policy. If you are accepting this Privacy Policy on behalf of your employer or another organization, you hereby certify that you are authorized to bind such party to the terms of this Privacy Policy. If you do not agree to (or cannot comply with) all of the terms of this Privacy Policy you may not access or use the Digital Properties or the Services.

Capitalized terms not defined in this Privacy Policy shall have the meaning set forth in our Terms of Service (https://www.range.com/public/terms).

This Privacy Policy will help you understand the following:

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Table of Contents

I. INFORMATION WE COLLECT

1. Contact Information

2. Account Information

3. Payment Information

4. Information obtained automatically from your online activity

5. Information Obtained From Third-Party Analytics Services

6. Information Obtained From Other Sources

II. INFORMATION COLLECTED THROUGH THE DIGITAL PROPERTIES AND/OR SERVICES THAT IS NOT COVERED BY THIS PRIVACY POLICY

III. INFORMATION USE AND SHARING

IV. YOUR CHOICES

V. HOW WE PROTECT YOUR INFORMATION

VI. RETENTION OF YOUR INFORMATION

VII. CHILDREN’S PRIVACY

VIII. EXTERNAL WEBSITES AND THIRD PARTIES

IX. DO NOT TRACK

X. NOTICE TO CALIFORNIA RESIDENTS

XI. NOTICE TO NEVADA RESIDENTS

XII. IMPORTANT NOTICE TO NON-U.S. RESIDENTS

XIII. UPDATES TO THIS PRIVACY POLICY

XIV. HOW TO CONTACT US

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‍I. INFORMATION WE COLLECT 

In the course of operating the Digital Properties, providing the Services and/or interacting with you, Range collects and/or receives the following types of information, which may include personal information.

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Contact Information

We collect contact information through our Digital Properties and Services, which typically includes name, email address, phone number, and any information provided in messages to us (“Contact Information”). We use Contact Information for purposes such as providing information about the Services, responding to your inquiries, sending you email alerts (including marketing emails), verifying your identity, maintaining our waitlist for clients seeking to open a Member Account, or providing you the Services. 

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Account Information

Member Accounts:  To access and use our Services, you will need to access our Platform and/or download the App (available on iOS and Android), and open one or more accounts with Range (each a “Member Account”). In order to open Member Account(s), you will be required to provide certain information in addition to Contact Information such as your date and country of birth, nationality,  passport numbers (or numbers associated with other government issued identification), Social Security Number or Tax ID, gender, marital status, photo, employer name and address, information about the beneficiaries you choose to list, including the beneficiaries name, birth date and Social Security Number, financial information such as bank account and payment card details, suitability information, income, revenue, and other sources of funds, account balance, credit scores, tax information and other information about financial situation, investment objectives, stock restrictions, approximate net worth, and risk preferences and tolerance. 

We reserve the right to accept or decline any application(s) for Member Accounts in our sole and absolute discretion. 

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Investment Advisory Agreements and Tax Preparation Agreements 

Once we approve your application for a Member Account, you will be required to acknowledge certain disclosures and enter into various agreements with Range which may include, but are not limited to, investment advisory agreements, tax preparation agreements, and subscription agreement(s) (collectively, “Investment Advisory Agreements”). Range may request that you provide ACH transfer information or wiring instructions in connection with the Services. Applicable fees and payment terms are described in the Investment Advisory Agreements. 

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Payment Information

In order to purchase Services, you may be required to provide our third party payment processor(s) such as Stripe (“each a “Payment Processor”) with certain credit or debit card information, ACH transfer information or wiring instructions (collectively, the “Payment Information”).  We do not obtain access to the Payment Information. Our Payment Processor(s) will collect on our behalf information about your payment for Services (“Transaction Information”). By using the Services, you acknowledge and agree that if and to the extent your Payment Information, Transaction Information, and/or any other information is collected by or transferred to Stripe, or any other Payment Processor, such information will be governed by its applicable privacy policy, and that you expressly agree to the terms of such privacy policy.  You hereby expressly grant us the right, power, and authority to access and transmit your information as reasonably necessary for the Payment Processor(s) to provide its services to you in connection with your use of our Services. 

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Information obtained automatically from your online activity

When you access or use any of our Digital Properties and/or Services, we use browser cookies, pixels, web server logs, web beacons, and similar technologies (collectively, “Tracking Technologies”) to automatically collect or receive certain standard technical information and other data (such as traffic data, location data, logs and other communications data) sent to us by your computer, mobile device, tablet, or any other device over time on our Digital Properties, and your online activity across third party websites, apps, and devices. We may also evaluate your computer, mobile phone, or other access device to identify any malicious software or activity that may affect the availability of our Digital Properties and Services. 

When you access or use any of our Digital Properties and/or Services, advertising companies, analytics networks and providers, and other third parties may use Tracking Technologies to collect information about your online activities over time and across different websites, apps, online services, digital properties and devices. 

The data we or third parties collect automatically may include personal information and/or statistical data that may not identify you personally; however, we or third parties may maintain, combine, or associate it with personal information collected in other ways or received from third parties. We and/or third parties use this information to (i) enhance the performance and functionality of our Digital Properties and/or Services; (ii) personalize your experience with the Digital Properties and/or Services, understand how you use our Digital Properties and/or Services, maintain a persistent session, and improve and further develop our Digital Properties and/or Services; and (iii) serve targeted and other advertising, and provide custom experiences, across other sites, apps, online services, digital properties and devices, measure how the ads perform, and for analytics purposes. 

The Tracking Technologies used on the Digital Properties and Services include the following, among others: 

Cookies: Cookies are small packets of data that a website stores on your computer’s hard drive so that your computer will “remember” information about your visit. In addition to collecting information, we use cookies to help us authenticate users, provide content of interest to you, analyze which features you use most frequently, and measure and optimize advertising and promotional effectiveness. To do this, we may use both session cookies, which expire once you close your web browser, and persistent cookies, which stay on your computer until you delete them. For information regarding your choices regarding Cookies, please see Section IV of this Privacy Policy.

Local Storage Technologies: We may use local storage technologies, like HTML5, that provide cookie-equivalent functionality but can store larger amounts of data on your device outside of your browser in connection with specific applications. 

Web Beacons: We use Web beacons, also known as pixel tags or clear GIFs, to demonstrate that a webpage or email address was accessed or opened, or that certain content was viewed or clicked. 

Third Party Sites: When access to the Digital Properties and/or Services is made available to you through third-party sites, such as social media, please be aware that these other sites maintain their own policies regarding Tracking Technologies and the collection and use of information. You are responsible for reviewing those policies. 

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Information Obtained From Third-Party Analytics Services

We use third-party analytics services (such as Google Analytics) to evaluate your access and use of the Digital Properties and the Services, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information relating to device and internet usage. These third party analytics services use cookies and other Tracking Technologies to help analyze and provide us the data. By accessing or using any of the Digital Properties and/or the Services, you consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy. The information used by such analytics services is generally at the aggregate level. Google and other services may associate such data with visitation information collected from our Digital Properties. 

We may add to or change these third-party analytics services from time to time. For more information on our analytics services, including how to opt out from certain data collection, please visit the sites below. Please be advised that if you opt out of any service, you may not be able to use the full functionality of the Digital Properties or the Services. If you have any questions, or to request a current list of our third-party analytics services, please contact us as set forth in Section XIII (“How to Contact Us”).

For more information on Google Analytics, including how to opt out from certain data collection, please visit https://www.google.com/analytics.  

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Information Obtained From Other Sources

Social Media: We maintain a presence on LinkedIn, Facebook, Twitter and other social media and third-party sites, including our accounts, pages and related activities. We may collect personal information when you visit or use social media, including when you access our Digital Properties or Services from social media. We will do so in accordance with the terms of use and privacy policies of those sites, apps and applicable law. Personal information may also be collected by the third-party social media sites that host our social media pages. These sites may provide aggregate information and analysis to us about visitors’ use of our social media pages. This allows us to better understand and analyze our user growth, general demographic information about the users of these pages, and interaction with the content that we post. Overall, this information may be used to help us understand the types of visitors and users of our social media pages and use of the content. This Privacy Policy does not cover personal information collected by such third-party social media sites. For more information on their privacy and security practices please review the privacy policies and terms of use on their respective websites.

Service Providers: We may collect or receive your personal information from third party service providers such as credit bureaus and service providers (e.g., providers of Anti-Money Laundering (“AML”) or Know Your Customer (“KYC”) services).

Government and Public Sources: As permitted by applicable law, we may also collect or receive your personal information from publicly available government records, directories, and sources such as courts, tax authorities, government agencies, regulatory authorities, and law enforcement.

Inferences: We may collect or receive inferences, which are assumptions or extrapolations that have been drawn from your information to create a profile which may include your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes.

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‍II. INFORMATION COLLECTED THROUGH THE DIGITAL PROPERTIES AND/OR SERVICES THAT IS NOT COVERED BY THIS PRIVACY POLICY

You may voluntarily post and share information including, but not limited to comments through forums and other similar features available from time to time through the Digital Properties and/or the Services. None of the information you provide through the use of these features is protected by this Privacy Policy including any personal information. THIS PRIVACY POLICY DOES NOT APPLY TO ANY INFORMATION (INCLUDING PERSONAL INFORMATION) THAT YOU PROVIDE USING ANY SUCH FEATURES. ALL SUCH INFORMATION IS PUBLIC INFORMATION AND MAY BE VIEWED, COLLECTED, USED, MODIFIED AND/OR DISCLOSED FOR ANY PURPOSE BY RANGE, AND ANY USER OF THE DIGITAL PROPERTIES AND THE SERVICES.

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III. INFORMATION USE AND SHARING

We may use and share your personal information as set forth below:

• To onboard you as a client for the Services;
• When you use the Services, for identity verification, credit, AML, KYC checks, or other due diligence efforts;
• To provide the Services including servicing, maintaining and protecting your Member Account(s), and processing  transactions in your Member Account(s);
• To monitor, support, analyze, and improve the Services;
• To communicate with you regarding the Services and your Member Account(s);
• To fulfill your requests for information regarding new or improved products and services;
• To engage in marketing, advertising, and tracking activities, and evaluate the efficacy of our efforts, provided that, where required under applicable law, we will obtain your prior opt-in consent to send electronic marketing communications and/or our newsletter;
• To engage research, project planning, troubleshooting problems, and detecting and protecting against error, fraud, or other criminal activity;
• To protect the safety and security of our Services, businesses and customers;
• To third-party contractors and service providers that provide services to us in the operation of our business and assistance with the Services, such as technical support for our Digital Properties, servicing Member Account(s), and providing services such as administrators, custodians, marketing and advertising companies, payment processors, consulting service organizations, IT and cloud service providers, among others; 
• To create and disclose aggregated, anonymous, user statistics and other information to (i) affiliates, agents, business partners, and other third parties; (ii) describe the Services to current and prospective business partners; and (iii) other third parties for lawful purposes; 
• To share some or all of your information with our parent company, subsidiaries, affiliates or other companies under common control with us;  
• To fulfill our legal and regulatory requirements;
• To comply with applicable law, such as to comply with a subpoena, or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;
• To assess or complete a corporate sale, merger, reorganization, sale of assets, dissolution, investment, or similar corporate event where we expect that your personal information will be part of the transferred assets; 
• To audit our internal processes for compliance with legal and contractual requirements or our internal policies;
• To prevent, identify, investigate, and deter fraudulent, harmful, unauthorized, unethical, or illegal activity, including cyberattacks and identity theft; and
• Otherwise, with your consent.

We will take reasonable measures (e.g., by contract) to require that any party receiving any of your personal information from us, including for purposes of providing the Services, undertakes to: (i) retain and use such information only for the purposes set out in this Privacy Policy; (ii) not disclose your personal information except with your consent, as permitted by applicable law, or as permitted by this Privacy Policy; and (iii) generally protect the privacy of your personal information. Additionally, certain services may be provided through independent third parties, including but not limited to, tax preparation, estate document drafting and investment management, that are not affiliated with Range, and may operate under their own privacy policies.

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‍IV. YOUR CHOICES

Update Information: If the personal information we have for you changes, you may correct, update, or delete it by contacting us as set forth in Section XIV of this Privacy Policy. Clients may correct, update, or delete some of their personal information directly in their Member Account(s). We will use commercially reasonable efforts to process all such requests in a timely manner. You should be aware, however, that it is not always possible to completely remove or modify information in our databases.  Additionally, we will retain and use your information (or copies thereof) as necessary to comply with our legal and/or regulatory obligations, resolve disputes, and enforce our agreements. 

Marketing Communications: You may manage your receipt of marketing and non-transactional communications by clicking on the “unsubscribe” link located on the bottom of any of our marketing emails. Please note that you cannot opt out of receiving transactional e-mails. 

Cookie Management: Most browsers let you remove or reject cookies.  To do this, follow the instructions in your browser settings.  Many browsers accept cookies by default until you change your settings.  Please note that if you set your browser to disable cookies or other Tracking Technologies, the Digital Properties and/or the Services may not work properly.  For more information about cookies, including how to see what cookies have been set on your browser and how to manage and delete them, visit www.allaboutcookies.org. 

You will need to apply these opt-out settings on each device from which you wish to opt-out.  We cannot offer any assurances as to whether the companies we work with participate in the opt-out programs described above. 

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‍V. HOW WE PROTECT YOUR INFORMATION

We take commercially reasonable steps to protect your information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. We use Secure Sockets Layer (SSL) and other transmission technologies to encrypt your information so as to prevent unauthorized access in transit. Please understand, however, that no security system is impenetrable. Please note that although we employ industry-standard security measures to safeguard the security of your information, no transmissions made on or through the Internet are guaranteed to be secure. Therefore, we cannot ensure the absolute security of any information you transmit to us, and you use our Digital Properties and Services and provide us with your information at your own risk.

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‍VI. RETENTION OF YOUR INFORMATION

We will retain your personal information for as long as it serves the purpose(s) for which it was initially collected as stated in this Privacy Policy or subsequently authorized. We will also retain and use your personal information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. If your customer relationship with Range ends, we will not destroy your information unless required or permitted by law. We will continue to treat your personal information in accordance with this Privacy Policy and applicable laws.

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‍VII. CHILDREN’S PRIVACY

Our Services are only available to individuals aged 18 or older, and we do not knowingly collect personal information from any person under the age of 18. If an individual under the age of 18 has provided us with personal information, a parent or guardian of that child may contact us and request that such information be deleted, and we will endeavor to delete that information from our databases.

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VIII. EXTERNAL WEBSITES AND THIRD PARTIES

Unless explicitly stated otherwise, our Privacy Policy addresses only our use and disclosure of information we collect from and/or about you in your interactions with Range and the Services. If you choose to disclose information to third parties, the use and disclosure restrictions contained in this Privacy Policy will not apply, as we do not control the privacy policies of such third parties, nor are we subject to them. 

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The Digital Properties and Services may also contain hyperlinks to other third-party websites or apps (“External Websites”).    We have no control over the privacy practices or the content of any of our business partners, advertisers, sponsors, or External Websites to which we provide hyperlinks. As such, we are not responsible for the content or the privacy policies of those External Websites. You should check the applicable third-party privacy policy and terms of use when visiting any External Websites. 

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‍IX. DO NOT TRACK

As discussed above, third parties such as advertising networks and analytics providers may collect information about your online activities over time and across different websites when you access or use the Services. Currently, various browsers offer a “Do Not Track” option, but there is no standard for commercial websites. At this time, we do not monitor, recognize, or honor any opt-out or do not track mechanisms, including general web browser “Do Not Track” settings and/or signals.

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‍X. NOTICE TO CALIFORNIA RESIDENTS

Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to obtain certain information about the types of personal information that companies with whom they have an established business relationship (and that are not otherwise exempt) have shared with third parties for direct marketing purposes during the preceding calendar year, including the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties. If you wish to submit a request pursuant to Section 1798.83, please contact us via email at legal@range.com.   

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XI. NOTICE TO NEVADA RESIDENTS

We do not sell your personal information as defined under Nevada law. Nonetheless, if you are a resident of Nevada, you have the right to opt-out of the sale of certain personal information to third parties. You can exercise this right by contacting us at legal@range.com with the subject line “Nevada Do Not Sell Request” and providing us with your name and the email address associated with your Account.

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XII. IMPORTANT NOTICE TO NON-U.S. RESIDENTS

The Digital Properties, the Services and our servers are operated in the United States. Please be aware that your information, including your personal information, may be transferred to, processed, maintained, and used on computers, servers, and systems located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your country of origin. If you are located outside the United States and choose to use the Digital Properties and/or Services, you consent to any transfer and processing of your personal information in accordance with this Privacy Notice, and you do so at your own risk.

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XIII. UPDATES TO THIS PRIVACY POLICY

This Privacy Policy is effective as of the date stated at the top of this Privacy Policy. We may update this Privacy Policy from time to time and without prior notice to you to reflect changes in our privacy practices. We will indicate at the top of this Privacy Policy when it was most recently updated, and we encourage you to revisit this page periodically to stay aware of any changes. By accessing the Digital Properties or the Services after we change this Privacy Policy, you are deemed to have accepted such changes. 

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‍XIV. HOW TO CONTACT US

If you have any questions or comments about this Privacy Policy, our privacy practices, please email us at legal@range.com or write to us at: Range Finance, Inc., 440 Monticello Ave Ste 1802 PMB 32321, Norfolk, Virginia 23510-2670 

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Range

440 Monticello Ave Ste 1802 PMB 32321
Norfolk, Virginia 23510-2670 

703-261-4164

legal@range.com

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