Financial Advisor Fee Calculator

How much does a financial advisor cost?

Financial advisor fees often depend on the size of your portfolio. Most advisors retain a percentage of your money when they manage it for you—commonly referred to as an "Assets Under Management" fee (AUM). That fee can range from 0.25% to 1% per year or more, and it compounds over time. Use this tool to explore how much an advisor could cost you over the life of your investment. The results might shock you.

*The average stock market return is about 10% per year for nearly the last century, as measured by the S&P 500 index. Source: Nerdwallet

Your financial advisor's cost can cut into long-term gains

Traditional advisors typically charge Assets Under Management (AUM) fees—a percentage of your total investments, commonly 0.25% to 1% annually. While this might seem small, these fees create a compounding drag on your wealth over time.

A portfolio with a 1% AUM fee starting at $500,000 with 7% annual returns would grow to approximately $2.15 million after 25 years. The same portfolio with Range’s 0% AUM fees would reach about $2.71 million—a difference of more than what you started with!

Why such a dramatic difference? AUM fees don't just reduce your returns for one year—they eat into the base amount available for future compounding, creating what John Bogle aptly called "the tyranny of compounding costs."

When you pay a flat fee for your wealth management, you gain three key advantages: transparency (clear visibility into costs), alignment of interests (advisors aren't incentivized by portfolio size), and—most importantly—you keep more of your returns as every dollar compounds fully in your favor.

More money, more fees.

The more money you have, the more this will cost you. One of the best ways to avoid paying hefty fees in the long run is to stop paying them now (or never start). With Range, you pay one flat fee. No hidden costs, no account minimums, and no AUM fees, ever.

Work with a true fiduciary.

Range is a fee-only financial partner, meaning our members can feel confident that the investment advice we provide is only designed with a single beneficiary in mind—you.

In fact, as a Range member, you’ll have no obligation to transfer funds out of your current investment accounts. Our connected platform enables the advisory team to provide guidance with full context on your entire financial picture, regardless of where your accounts are located.

Ready to get started?

Range is your all-in-one platform for investment management, tax planning and cash flow optimization. All for one flat fee. And if you do move your money, Range offers 0% AUM.

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Personalized financial planning solutions for a fraction of the cost that traditional CFPs charge